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Have you tried our free equity release calculator?

Our friendly team of experts at StepChange Financial Solutions can help find the best equity release option for you.

If you’re aged 55+, try our simple equity release calculator and get an instant idea of how much money you could release. Whether you’re looking to make home improvements, top up your retirement income or facing a mortgage shortfall, you may be able to benefit from a tax-free cash lump sum or access to a flexible borrowing facility.

Unlike other equity release advice providers, our qualified advisors are salaried with no sales targets, bonuses or commissions, so you can feel safe in the knowledge that their only priority is finding the right option for you.

Why choose us?

  •  Free: We don't charge you for our advice. There aren't any hidden fees
  •  Unbiased: Our advisors don't work to sales targets, bonuses or commissions

  • Specialist: We offer advice to all, from managing debts to those looking to retire

  • Trustworthy: Last year 98% of our clients said they would recommend us to family or friends

How equity release helped our clients

Since we began in 2010, StepChange Financial Solutions has been helping people across the UK explore their options and access the money tied up in their homes. Find out more about how our free and impartial equity release advice has changed our clients' lives and why they'd recommend our service.

Katherine, at home in Maidenhead

Katherine, drawdown mortgage

"I felt very confident because they [Which?] recommended it, and I felt very confident when I spoke to Richard, he was very friendly, and explained everything."

Find out how we help Katherine
Gareth at home

Gareth, lifetime mortgage

“I would definitely recommend StepChange Financial Solutions, I thought they were really good...equity release was right for me, and without StepChange it wouldn’t have happened."

Find out how we helped Gareth

Important considerations

Before releasing equity from your home, it's important to consider that:

  • Releasing equity might affect your tax position and entitlement to means-tested benefits
  • There may be more suitable alternatives, such downsizing to a smaller property
  • Future property prices might be higher or lower than they are today
  • Releasing equity from your home will reduce the value of your estate, affecting the amount of inheritance you might leave
  • There are implications to securing other debts against your home
  • Consolidating debts over a longer period may mean you pay more overall
  • Your home may be repossessed if you don’t keep up repayments on your mortgage

Find out if you could benefit from equity release

Call now for a no-obligation chat with one of our friendly experts for free and impartial advice. We're open Monday to Friday 9am to 5pm. Or, arrange a call back at a time that's more convenient for you.

Call now

Let us call you back

If you'd like to have a chat with one of our team about your equity release options, please fill in the form below and we'll call you back at a time that's convenient.

StepChange Financial Solutions is a registered trading name of Consumer Credit Counselling Service (Equity Release) Ltd. Authorised and regulated by the Financial Conduct Authority.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018