After we've put together your household budget we'll look at your contractual payment figures. We'll then work out whether you can afford to pay your creditors and if you can't afford to pay them, how much we'll offer each of them on a DMP.
Your DMP payment is worked out by what you have left over as surplus income, after your living expenses are accounted for. As a DMP client we also take the contractual payments on your debts into account. Doing this helps us work out whether you need a debt solution in the first place and if you do, which one is best for you.