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Life, money and budgeting

Everyone, at some point in their life, will have to deal with an unexpected event. Situations such as a serious illness, redundancy or the death of a loved one can affect your life on many levels. In particular, they can have a devastating effect on your finances and how well you can manage your bills and living costs.

You may find that you’re not bringing in as much money as you’d like, and want to look into how to earn more. You might have been trying to save up money, but something always gets in the way such as rising living costs or an emergency expense.

You may also be worrying about health problems, or how you can improve your life through things like education while managing or avoiding getting into debt.

We want you to have a full understanding of your situation as well as how best to manage any household bills and debts you may be dealing with.

Taking the time to work out a budget to cover your living costs and debt repayments can help you take control of your finances and your life again. It can also put you in a much better position to deal with unexpected expenses.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019