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Types of debt and borrowing

There are lots of types of debt, and if you’re trying to pay different creditors it’s important to understand the priority of each. This can make it complicated to work out what’s the best method of dealing with your situation.

In this section we talk through the debts we hear about from our clients every day.

There are some bills and debts that should be dealt with as a priority. This is because the consequences of not paying them can leave you at risk of losing your home or other assets. Read our guide to what debts to pay first.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019